Hi, my name is Christopher Cavazos – I’m a President’s Club Banker here at Quicken Loans. I wanted to talk to you today about getting an accurate rate and fee combination. A lot of times, throughout the last six years I’ve been here at Quicken Loans, I’ve talked to clients that are a little…

Facebook: www.facebook.com Twitter: twitter.com Website: bernielewis.com.au Contact: 8300 8300 Why not get your home loan and finances into great shape with Bernie’s Boot Camp? The New Year is a great time to sort out finances, set goals and plans for the year ahead. With changes in market conditions, interest rates and loan features, home loan requirements in particular may have changed in the past year. If it has been over 12 months since you’ve reviewed your loan/finances, you should speak to our advisers to see if there is a better deal.

Bill Rayman for www.mortgagehelplosangeles.com and Mortgage Capital Partners 310-295-6213 Let Bill answer all of your questions and provide you with professional direction as your make decisions about your mortgage. In this installment, Bill explains what a HELOC is, and how they can be used in the home mortgage industry. Produced by www.Page1Listings.com

Improve your financial fitness at www.hsbc.com.au Financial Fitness Instructor Brick Phillips will help get your finances in shape. When it comes to financial fitness, there’s only one voice you can turn to. A voice of sweat and knowledge. The voice of Brick Phillips. From bulking up your bank account, to slimming your credit card waistline, to putting your home loan on a diet, Brick Phillip’s Non-Patent Pending Bankercise System is the complete package to help get you financially fit. Learn more at www.hsbc.com.au

Eric Willis is a Senior Loan Officer with Evergreen Home Loans and specializes in home loan financing with an emphasis on first time homebuyers. He is a native to Idaho and wants to help buyers realize the dream of homeownership.

Were you denied for approval of a mortgage loan? Don’t give up. Look for valuable information on finding a lender on today’s Rates in Motion. ratesinmotion.com

www.firstcommercefinancial.com Fannie Mae and Freddie Mac have recently released their industry forecasts for the 2012 housing marking and things look good. Purchase activity will remain stable, property values should hold steady, and refinances will continue to dominate the market as rates should remain very low.

Big Banks (the company you make your mortgage payments to) or your friendly, knowledgeable Mortgage Broker — Who is better?